Predictable monthly income backed by first-position liens on real property. No stock market volatility. No crypto speculation. Just steady, secured returns.
A straightforward path to predictable passive income
Complete our simple application and verify your accredited investor status.
Our team reviews your application and schedules a brief call to answer questions.
Sign documents electronically and transfer your investment via wire or ACH.
Receive your 8% return deposited monthly, like clockwork.
Unlike stocks, bonds, or crypto, your investment is backed by tangible real estate assets with first-position liens.
Your investment is secured by first-lien positions on real property — the same security banks require.
We maintain loan-to-value ratios below 70%, providing a substantial equity cushion.
Your capital is spread across multiple properties, reducing concentration risk.
Experienced real estate operators actively manage all underlying assets.
| Investment | Return | Secured |
|---|---|---|
| Savings Account | 0.5% | ✓ |
| CDs | 4-5% | ✓ |
| Bonds | 4-6% | Varies |
| Stock Market | Variable | ✗ |
| Morningside | 8% | ✓✓ |
Morningside Income Partners is open to accredited investors only. This includes individuals with $200K+ annual income ($300K joint) or $1M+ net worth excluding primary residence.
The minimum investment is $25,000. There is no maximum, and larger investments may qualify for enhanced terms.
Returns are paid monthly, typically within the first 5 business days of each month. Payments are made via ACH direct deposit.
Your investment is secured by first-position deeds of trust on real property. In the unlikely event of default, investors have first claim to the underlying real estate.
Investments have a 12-month minimum term. After that, withdrawals can be requested with 90 days notice, subject to fund liquidity.
Returns are typically treated as ordinary income. You will receive a 1099-INT annually. We recommend consulting your tax advisor for your specific situation.
Join accredited investors earning predictable, secured returns.
Apply Now — It Takes 5 Minutes →No commitment to apply. We'll answer all your questions.