Privacy Policy

This Privacy Policy describes how Morningside Income Partners ("Morningside," "we," "us," or "our") collects, uses, and discloses information about you when you visit morningsideincome.com (the "Site") or otherwise interact with us in connection with our private investment offering.

1. Information We Collect

We collect the following categories of information:

• Information you provide directly. When you submit an application or inquiry, we collect your name, email address, phone number, investment interest, accredited investor status, investment timeline, source of referral, and any questions or notes you choose to share.
• Verification information. For investors who proceed with a subscription, we (or our third-party verification providers) may collect additional information required to verify accredited investor status under Rule 501 of Regulation D, including tax documentation, income verification, net worth verification, and government-issued identification.
• Information collected automatically. When you visit the Site we automatically collect device and usage information, including IP address, browser type, referring URL, pages viewed, and interactions with forms, through cookies, pixels, and similar technologies.

2. How We Use Your Information

We use the information we collect to:

• Review and respond to your inquiry or application;
• Verify your status as an accredited investor;
• Provide you with offering documents and investment-related communications;
• Process and administer subscriptions and investor distributions;
• Comply with our legal, regulatory, tax, and anti-money-laundering obligations;
• Measure and improve the performance of our marketing campaigns and Site;
• Detect, investigate, and prevent fraud or misuse of the Site.

3. Cookies and Tracking Technologies

The Site uses cookies and similar technologies, including the Meta (Facebook) Pixel and Google Analytics, to measure traffic, understand how visitors use the Site, and improve our marketing. These tools may set cookies in your browser and transmit usage data to their respective providers. You can control cookies through your browser settings, though disabling them may affect Site functionality.

4. How We Share Information

We do not sell your personal information. We share information only as follows:

• Service providers. With vendors who help us operate the Site, store data, send email, process applications, verify accreditation, and analyze traffic (including Google Cloud / Firebase, Resend, Meta, and Google Analytics), subject to confidentiality obligations.
• Professional advisors. With our legal, accounting, audit, and compliance advisors.
• Regulators and law enforcement. Where required by law, subpoena, court order, or to protect our rights, safety, or property.
• Business transfers. In connection with a merger, acquisition, financing, or sale of assets, subject to customary confidentiality protections.

5. Data Retention

We retain application and investor information for as long as necessary to serve the purposes described above and to comply with our legal, tax, and regulatory obligations. Investor records are typically retained for a minimum of seven years following the end of your investment relationship with us.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, and destruction. No system is perfectly secure, however, and we cannot guarantee the absolute security of information transmitted to or stored by us.

7. Your Choices and Rights

Depending on your jurisdiction, you may have rights to access, correct, or request deletion of personal information we hold about you, to object to certain processing, and to request portability of your information. To exercise any of these rights, contact us at the address below. We will respond within the time required by applicable law.

8. Children's Privacy

The Site is not directed to children under 18, and we do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us and we will delete it.

9. Changes to this Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date above. Material changes will be communicated prominently on the Site.

10. Contact Us

Questions about this Privacy Policy or our privacy practices can be directed to: privacy@morningsideincome.com