Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website located at morningsideincome.com (the "Site"), operated by Morningside Income Partners ("Morningside," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not access or use the Site.

1. No Offer to Sell Securities

The information on this Site is provided for general informational purposes only. It does not constitute an offer to sell, or a solicitation of an offer to buy, any security, and no such offer or solicitation will be made in any jurisdiction where it would be unlawful. Any offer of securities will be made only by means of a Private Placement Memorandum ("PPM") and related subscription documents, provided only to verified accredited investors.

2. Eligibility

You must be at least 18 years old to use the Site. By submitting any application or inquiry through the Site, you represent that you are an "accredited investor" as defined in Rule 501 of Regulation D under the Securities Act of 1933, or that you are inquiring on behalf of an entity that qualifies as an accredited investor. We reserve the right to decline service to anyone for any lawful reason.

3. Not Investment, Legal, or Tax Advice

Nothing on the Site constitutes investment, legal, tax, accounting, or other professional advice. You should consult with your own attorney, tax advisor, and financial advisor before making any investment decision. Any investment in Morningside involves risk, including the possible loss of principal.

4. No Guarantee of Returns

While Morningside targets a fixed 7% annual return paid monthly to investors, past performance is not indicative of future results. There is no guarantee that any target return will be achieved, that distributions will continue at any particular rate or frequency, or that you will recover your invested principal. All projections, illustrations, and historical figures displayed on the Site are provided for illustrative purposes only.

5. Intellectual Property

The Site and its content — including text, graphics, logos, images, and software — are owned by or licensed to Morningside and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any portion of the Site without our prior written consent, except as permitted by applicable law.

6. Acceptable Use

You agree not to:

• Use the Site in any manner that could disable, overburden, or impair it;
• Attempt to gain unauthorized access to any portion of the Site, its servers, or its underlying systems;
• Use automated means (including bots or scrapers) to access or collect information from the Site without our prior written consent;
• Submit any false, misleading, or fraudulent information through the Site;
• Use the Site to transmit malware, viruses, or any other malicious code.

7. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by Morningside. We are not responsible for the content, privacy practices, or availability of any third-party websites or services. Your use of third-party sites is at your own risk and is subject to their respective terms and policies.

8. Disclaimer of Warranties

The Site is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy. Morningside does not warrant that the Site will be uninterrupted, secure, or error-free, or that information on the Site is complete, accurate, or current.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Morningside and its officers, directors, employees, affiliates, and agents shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or relating to your access to or use of the Site, whether based on contract, tort, strict liability, or any other legal theory, even if Morningside has been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Morningside and its officers, directors, employees, affiliates, and agents from and against any and all claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your misuse of the Site.

11. Governing Law and Venue

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in Harris County, Texas, and you consent to the personal jurisdiction of such courts.

12. Changes to these Terms

We may update these Terms from time to time. When we do, we will update the "Last updated" date above. Your continued use of the Site after any such update constitutes your acceptance of the updated Terms.

13. Contact

Questions about these Terms can be directed to: legal@morningsideincome.com